InterBank, member FDIC and an Equal Housing Lender, offers regular "In-House" residential mortgage loans to purchase a primary residence, a secondary residence or investment (vacation) property; all with interest rates that are fixed for six (6) years, payout terms up to 30 years, down payments of only 10%, and without Private Mortgage Insurance (PMI) premiums.
InterBank also offers 10, 15, 20, 25 & 30 year Fixed Rate residential mortgages, such as Conventional, FHA, VA, Jumbo, USDA Rural Development, Fannie Mae & Freddie Mac loans, any of which, may, or may not be sold on the "Secondary Market". Down payments on some of these government loan programs are as low as 0%. Some of the programs allow the Seller to pay a portion of the Buyer's closing costs. If you have Approved Credit and the Ability to Repay, InterBank likely has a loan program that will fit your needs. Chad Holland is also an experienced Mortage Loan Originator, NMLS ID #571354, employed by InterBank, and can assist you with your financing options, but as always, you are free to seek advice from any lender of your own choosing.
InterBank also originates loans to purchase farm & ranch property, hunting & recreational property as well as investment rental property and commercial property.
With a legal lending limit of over $115 million to any one borrower, InterBank has the ability to meet all your lending needs. As a lender since 1989, Chad Holland has experience in originating thousands of real estate, agricultural and commercial loans, including hundreds of real estate loans in fifty-six (56) counties across Texas, as well as several counties in Western Oklahoma. These Real Estate loans include farms, ranches, recreational property, home mortgages, new residential construction, hotels, new hotel construction, rental property and commercial property. If you are looking for lending experience, InterBank has it, but again, you are free to seek advice from any lender of your own choosing.